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Gain Insight into Planning Your Financial Future so You Can Gracefully Navigate Life’s Transitions

3 ways to make your retirement income last a lifetime

3 Ways to Make Your Money Last a Lifetime

If you’re worried about running out of money in retirement, you’re not alone. While most retirees won’t go broke, the concern about having enough money to last through retirement is real. A recent report by the National Institute on Retirement Security found that 56% of Americans share this fear. (1) While there’s no guarantee that…

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Who We Are (1)

Who We Are & How We Help

Navigating life’s unexpected transitions, such as the death of a loved one, divorce, or even your long-awaited retirement, is challenging enough without having to worry about how these changes impact your finances. At RJL Financial, we’re here to help.  As your partners in financial planning, we can help mitigate the stress that transitions may cause…

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How to Transfer Wealth

How to Transfer Wealth to the Next Generation

There are likely many reasons you’ve worked so hard to build your wealth. Is a desire to leave a lasting legacy that spans generations to come one of them? If you’re like most of our clients, the answer is a resounding yes! And while this is a noble goal to have, transferring wealth to the…

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what to consider when planning for decumulation

What to Consider When Planning for Decumulation

We spend so many years focused on the uphill climb to retirement—saving as much as we can, dreaming about how we’ll use our time in our golden years, and trying to cover every base we can for when the paychecks end. But before you put all your years of calculating, strategizing, and saving behind you,…

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Why I Became a Financial Advisor

I often say I want to work with people I can do life with. To me this means building genuine, long-lasting connections with clients and being a part of their financial journey throughout life’s many transitions. I find this is a much better way to do business than to sell or convince clients to work…

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5 Smart Money Moves to Make When You Receive a Windfall

Regardless of where it comes from, getting an unexpected chunk of change usually makes for a pretty good day, week, or even year. But if you aren’t intentional about what you do with your extra cash, you could follow in the footsteps of many lottery winners who squander their winnings and end up unhappy and…

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What Should You Do About the Russia–Ukraine Crisis and Market Volatility?

The events of the last few weeks in Ukraine have been stressful and upsetting to many of us. The buildup of Russian forces along the border, rising tensions, and the ensuing attack have caused worldwide shockwaves. People across the globe are understandably concerned and anxious.  What’s more, the events have caused economic volatility across the…

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Preparing to Retire Single

Preparing to Retire Single

Not everyone is preparing for retirement with a spouse, partner, or children. Whether due to widowhood, divorce, never marrying, or not having kids by chance or choice, more people than ever before are approaching retirement single and childfree.

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What You Need to Know About Insurance When You Marry Later in Life

What You Need to Know About Insurance When You Marry Later in Life

Getting married is about more than romance; it’s also an occasion in which two people combine their legal and financial affairs. Along with the happy nuptials, it’s also time to consider your new insurance needs.

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7 Ideas for What to Do with Your Raise or Bonus

7 Ideas for What to Do with Your Raise or Bonus

Receiving a pay raise or bonus is always a welcome event. Having a plan for what to do with the extra money will ensure you get the best benefit from it.

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