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Gain Insight into Planning Your Financial Future so You Can Gracefully Navigate Life’s Transitions

2023-1_Put More in Your Pocket With These Top 10 Tax-Planning Strategies

Put More in Your Pocket With These Top 10 Tax-Planning Strategies

Tax planning can sound like a daunting task to many people, but it doesn’t have to be! Taking a proactive approach to your tax-planning strategies can make a world of difference when tax season rolls around. At RJL Financial Group, we understand that our clients want to keep more of what they earn, and we…

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2022-12_Wishing You Happy Holidays From RJL Financial Group!

Wishing You Happy Holidays From RJL Financial Group!

Happy Holidays from our team at RJL Financial Group! After yet another tumultuous year, we’re ready to celebrate the season and express our gratitude to have clients like you. We appreciate your continued trust in us and the opportunity to provide exceptional service.  As always, it is our goal to help you face the future…

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2022-10_2023 Social Security Changes and Guide to Filing for Benefits

Where Does Social Security Fit in Your Retirement Plan?

Many retirees rely on Social Security as one part of their retirement income plan, but how much of a role should it play in your overall strategy? With benefits that can make up anywhere from 30% to 90% of the average retiree’s post-retirement income, it’s crucial to understand how Social Security fits into your full…

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top 5 retirement planning challenges

The Top 5 Financial Planning Challenges in the First 10 Years of Retirement

We often think of retirement as a payoff, in more ways than one. It’s the culmination of all you accomplished throughout your working years. It’s a new journey, unlike anything you’ve ever experienced. You leave the comforts of a steady paycheck and structured schedule and head into the unknown.  The early years of retirement can…

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3 ways to make your retirement income last a lifetime

3 Ways to Make Your Money Last a Lifetime

If you’re worried about running out of money in retirement, you’re not alone. While most retirees won’t go broke, the concern about having enough money to last through retirement is real. A recent report by the National Institute on Retirement Security found that 56% of Americans share this fear. (1) While there’s no guarantee that…

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Who We Are (1)

Who We Are & How We Help

Navigating life’s unexpected transitions, such as the death of a loved one, divorce, or even your long-awaited retirement, is challenging enough without having to worry about how these changes impact your finances. At RJL Financial, we’re here to help.  As your partners in financial planning, we can help mitigate the stress that transitions may cause…

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How to Transfer Wealth

How to Transfer Wealth to the Next Generation

There are likely many reasons you’ve worked so hard to build your wealth. Is a desire to leave a lasting legacy that spans generations to come one of them? If you’re like most of our clients, the answer is a resounding yes! And while this is a noble goal to have, transferring wealth to the…

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what to consider when planning for decumulation

What to Consider When Planning for Decumulation

We spend so many years focused on the uphill climb to retirement—saving as much as we can, dreaming about how we’ll use our time in our golden years, and trying to cover every base we can for when the paychecks end. But before you put all your years of calculating, strategizing, and saving behind you,…

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Why I Became a Financial Advisor

I often say I want to work with people I can do life with. To me this means building genuine, long-lasting connections with clients and being a part of their financial journey throughout life’s many transitions. I find this is a much better way to do business than to sell or convince clients to work…

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5 Smart Money Moves to Make When You Receive a Windfall

Regardless of where it comes from, getting an unexpected chunk of change usually makes for a pretty good day, week, or even year. But if you aren’t intentional about what you do with your extra cash, you could follow in the footsteps of many lottery winners who squander their winnings and end up unhappy and…

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