FINANCIAL GROUP

NJ Retirement Planner, Investment Advisor, Retirement Education, Free Consultation, Investment, Wealth Management, RJL Financial Group,Ridgewood

1156 East Ridgewood Avenue, Suite 7

Ridgewood, New Jersey 07450

Call us at 201-612-6626

Privacy Policy

RJL Financial Group and GLOBAL FINANCIAL PRIVATE CAPITAL, LLC Privacy Notice

 

RJL Financial Group and Global Financial Private Capital, LLC (referred to as "GFPC") maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients' nonpublic personal information. Through this policy and its underlying procedures, RJL Financial Group and GFPC attempt to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.

It is the policy of RJL Financial Group and GFPC to restrict access to all current and former clients' information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.)

to those employees and affiliated/non-affiliated entities who need to know that information in

order to provide products or services to the clients.

 

RJL Financial Group and GFPC may disclose the client's information if RJL Financial Group and GFPC are: (I) previously authorized to disclose the information to individuals and/or entities not affiliated with GFPC, including but not limited to the client's other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment advisor, account custodian, etc.);

(2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by RJL Financial Group and GFPC in order to facilitate the commencement/continuation/termination of a business relationship between the client and a non-affiliated third party service provider (i.e., broker-dealer, investment advisor, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for RJL Financial Group and GFPC (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding non-affiliated third party service provider.

 

In certain situations, RJL Financial Group and GFPC may share your information with parties that are not affiliated with RJL Financial Group and GFPC, as described below. RJL Financial Group and GFPC recognizes that you have elected to open accounts with RJL Financial Group and GFPC due to the efforts of your investment adviser representative. If he or she elects to leave RJL Financial Group or GFPC

for another investment advisory firm, RJL Financial Group and GFPC may allow your investment adviser representative to take your confidential information with him or her to the new firm, subject to the requirements or limitations of applicable law. Your client information may also be shared with a non-GFPC or RJL Financial Group affiliated investment adviser representative and his or her firm if your RJL Financial Group and/or GFPC investment adviser representative has entered into an agreement to sell all or some portion of their securities, advisory or insurance business to the non-GFPC or RJL Financial Group affiliated investment adviser representative.

 

If you do not want RJL Financial Group or GFPC to share your information (other than as prescribed by law) with any non-affiliate, you may contact our Chief Compliance Officer at 866-641-2186. In addition, there are certain states that require you as a client to "Opt-in" before we will share this information with non-affiliated persons. If you live in one of these states, we will ask you to sign an acknowledgement before sharing any information with a non-affiliate. Except as described above, RJL Financial Group and GFPC permit only authorized employees and affiliates, who have signed a copy of RJL Financial Group’s and GFPC's Privacy Policy, to have access to client information. Employees violating RJL Financial Group’s or GFPC's Privacy Policy will be subject to RJL Financial Group’s and GFPC's disciplinary process. Additionally, whenever RJL Financial Group or GFPC hires other organizations to provide services to RJL Financial Group’s and GFPC's clients, RJL Financial Group and GFPC will require signature of confidentiality agreements and/or the privacy policy. Should you have any questions regarding the above, please contact the Chief Compliance Officer at 866-641-2186.

 

ENVESTNET CLIENT PORTAL

©2017 RJL Financial Group.  All Rights Reserved.  Investment Advisory Services offered through Global Financial Private Capital, LLC,  a SEC Registered Investment Advisor.   All written content on this site is for information purposes only. Opinions expressed herein are solely those of RJL Financial Group and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by RJL Financial Group.  The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of New Jersey or where otherwise legally permitted.  Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Global Financial Private Capital or GF Investment Services.  RJL Financial Group does not offer tax or legal advice. Individuals are advised to consult with their own CPA and or attorney regarding all tax and legal matters.