RJL Financial Group Privacy Notice
RJL Financial Group maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients' nonpublic personal information. Through this policy and its underlying procedures, RJL Financial Group attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information. It is the policy of RJL Financial Group to restrict access to all current and former clients' information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/non-affiliated entities who need to know that information in order to provide products or services to the clients.
RJL Financial Group may disclose the client's information if RJL Financial Group is: (I) previously authorized to disclose the information to individuals and/or entities not affiliated with RJL, including but not limited to the client's other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment advisor, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by RJL Financial Group in order to facilitate the commencement/continuation/termination of a business relationship between the client and a non-affiliated third party service provider (i.e., broker-dealer, investment advisor, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for RJL Financial Group (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding non-affiliated third party service provider.
In certain situations, RJL Financial Group may share your information with parties that are not affiliated with RJL Financial Group, as described below. RJL Financial Group recognizes that you have elected to open accounts with RJL Financial Group due to the efforts of your investment adviser representative. If he or she elects to leave RJL Financial Group for another investment advisory firm, RJL Financial Group may allow your investment adviser representative to take your confidential information with him or her to the new firm, subject to the requirements or limitations of applicable law. Your client information may also be shared with a non-RJL Financial Group affiliated investment adviser representative and his or her firm if your RJL Financial Group investment adviser representative has entered into an agreement to sell all or some portion of their securities, advisory or insurance business to the non-RJL Financial Group affiliated investment adviser representative.
©2017 RJL Financial Group. All Rights Reserved. Investment Advisory Services offered through RJL Financial Group, a SEC Registered Investment Advisor. All written content on this site is for information purposes only. Opinions expressed herein are solely those of RJL Financial Group and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by RJL Financial Group. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of New Jersey or where otherwise legally permitted. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company. RJL Financial Group does not offer tax or legal advice. Individuals are advised to consult with their own CPA and or attorney regarding all tax and legal matters.